How the System Works

If you earn money without taxes withheld — freelance work, side income, NIL deals, consulting, online sales — you’re now responsible for the plan.

Most people react by guessing:
what to save
what to spend
what they owe

We replace guessing with a structure you can rely on.

The goal isn’t complicated tax strategy.

It’s knowing where you stand at all times.

The Framework

We connect three core tools so they work as one system:

QuickBooks Online
Shows what you actually earn and what you can safely spend.

TaxAct
You file your return. We review before submission so you don’t hit send hoping it’s right.

Fidelity Accounts
Retirement and HSA savings aligned with your tax decisions instead of separate from them.

You own every account.
We design how they work together.

Advanced Investing

Some clients eventually want retirement savings tied to assets they understand — real estate, private deals, or digital assets.

In the right situations, we help evaluate self-directed retirement structures and explain how to use them correctly.

Not a loophole.
Not for beginners.
Used only after the foundation is solid.

Choose Your Level of Structure

Cleanup — $1,500

Start here if income outside payroll is new or disorganized.

We:

  • review structure

  • project taxes

  • set up your framework

  • map retirement

  • review your return before filing

You leave knowing what you owe and what to do next.

Optimization — $3,900

For consistent income and growing responsibility.

We:

  • evaluate S-Corp eligibility

  • structure payroll

  • run projections

  • build quarterly planning habits

Decisions become predictable instead of reactive.

Kill Plan — $8,500/year

For high earners who want ongoing oversight.

We:

  • meet periodically

  • maintain projections

  • plan year-end moves

  • monitor structure

You operate with confidence year-round.

Software subscriptions (QuickBooks, TaxAct, Fidelity) are paid directly by you.

Getting Started

Everything begins with a strategy session.

We look at your income streams, current setup, and goals — then recommend the right level of structure.

Because financial freedom starts with financial clarity.